If your pet is not insured you may be one of the many people scrambling for cash if something happens to your pet. If you belong to any online forums, or question and answer sites (such as WebAnswers or Yahoo!) you may have seen questions from frantic owners looking for free veterinarian help for their sick or injured pet. Many people will even say “Help, I cannot afford to take my pet to the veterinarian”. Sadly in some of these situations it is clear that the pet really needs proper veterinarian attention and may die without it.
The time to get insurance is before problems occur as pre-existing conditions are not covered and pets as young as 8 weeks old are eligible to be enrolled (there is a 14 day waiting period).